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About Naija Loan
Naijaloan is a member to member or pairs to pairs online donation platform launched in Nigeria on the 21st of March 2020.
Her goal is to help Nigerians make
money online in Nigeria in 2020 most particularly in this period of Covid-19 Pandemic.
How Discovered Naija Loan
I was on Opera news platform where I found Naija Loan. So the caption loan actually got my attention, so I said is what kind of loan takes N1,000 from you and pays back N120,000!
So moved further to investigate the platform. Reaching the website I was carried away by the design and simplicity.
When I check the lunch date it was nearly a month old, I also check the profile of the owner, the membership status and the playability.
Obviously on your look at the website these things are not bidding.
Few Things I discovered About Naija Loan
1. Naija Loan Is Strict
From the moment you registered your free account. You must keep strictly to the operating rules.
2. Naija Loan is actually hear to help the masses
You can openly feel that in that sense of belonging and the joy of the member in the forum. You see members helping one and other resolve issues like 'account suspended due to deley in payment etc with joy.
I think in this lockdown period Naija Loan has succeeded in putting smiles on people's face. It has engage many that would have been depressed.
3. Naija Loan Is Paying
Yes what do you expect! Members are paired to pay to member. You do not pay to the platform. Therefore the fraud components are totally absent.
4. Naija Loan Is Hot
Looking at the website you see clearly the statistics of the membership registration and the the to total amount paid out. They grows along with one and other.
Let me shock you. When I got to Naija Loan website the registered members show on the dashboard was 90,200 but before I could finish my registration the registered members show on the dashboard was 94,342.
Then in a period of one (1) month members has been paid close to N90 million. Yes in one month.
5. Everyone Likes Naija Loan
In all statistics a population is broken into clusters, samples are taken from the clusters, the results from the clusters sampling are generalized on the population.
As at the time of writing this article the registered members show on the dashboard was over 130,000 members.
These registered members are from the 36 States of Nigeria and the FCT-Abuja.
What could be sweeter than that.
6. Naija Loan Will Soon Become Very Popular
Just imagine the results from the first month in business. In short most members are only two (2) months old here.
Go check out how it is moving waves on social media.
This mean if Naija Loan stays as long as one year it will be rated the second most popular site after Facebook in Nigeria.
7. It Will Not Last.
One thing that pains me now eem is that must ponzi scheme dies untimely!
It is true that you take from Peter to pay Paul but every one get paid.
As long as the population is increasing the business is not surpose to crash.
Yes it pays me because our government can't provide for the masses. Our bank can give loan, talents are dying for lack.
In the present condition of this country Naija loan would help only if it stays long. Yes I says it will help because your highest risk on investment on Naija Loan platform is N1,000.
Even if you are a mentally stupid individual and willing to put in all your life savings. The platform is already designed not to accommodate it.
Naija Loan would have been a helpful platform for crowd funding.
Naija Loan - How It Works!
1. Get Registered A Free Account
That is your membership but with that free account you are not active yet.
2. Activate Your Account
To become an active member you will have to activate that free account you registered in (1) above.
On the website dashboard it is very clear and you will see the Activate tab clearly.
Your activation fee is N1,000 only.
Before your circle of turning N1,000 to N120,000 complete you will never be required to pay any money right from your pocket.
Therefore the N1,000 is your highest risk on investment on Naija Loan platform.
This is level 1.
But you are not done with level 1 yet.
To complete level 1, from the first 24 hours your should received N5,000 naira payment fro five (5) people.
>>>Also Read How To Make Extra Money Online<<<
Before you are eligible to receive N1,000 each from the five (5) people, you are required to referred one (1) person each for the N5,000.
This is the only level where you are required to bring someone to the platform in this business.
Once you get one person you are allowed to withdrew N1,000 and complete the withdrewal of the N5,000 as you get your five (5) referrals to your business.
For every Loan those people you referred to your business provide on this platform you also get paid a commission and that is called Affiliate Commission. It is not pay from your N120,000 earning or potential earnings.
3. Level 2 Upgrade
Remember, the standard of Naija Loan is that your highest risk on investment on Naija Loan platform is N1,000 initial investment no more no less.
But you have access to withdrew the N5,000 and spend it on something else, but now it is time to upgrade to level 2 you need that N5,000.
To upgrade to Level 2 also click the upgrade tab on the dashboard and you will be paired with a member to pay into his/her account.
Now for loaning a member that N5,000 you will also received N10,000 from some members that will be paired with you in two (2) days from the date you gave the Loan.
You now have N10,000. No touch am o'!
4. Level 3 Upgrade
To upgrade to level 3 you click the upgrade tab as well and select N10,000 from the displayed options. The system will pair with some members that you must pay to at a specified period of time usually 3 hours.
When you are done paying, go and click 'I Have Paid get a foto evidence of your payment and upload it. Mind you this procedure must be done in all your payments.
Now that you have done that it is time to receive your own payment go to receive payment tab. And click it to get paid.
You will be paired with some members that must pay into your account at a given period of time. This level takes 4 days. At this level you get paid N20,000.
As usual keep the N20,000 for your next upgrade.
5. Level 4 Upgrade
On this level, you will have to pay N20,000 and get get paid N40,000 within 6 days. As usual you will be paired to members that will pay you in a specified period of time. which you can withdraw or use to upgrade to level 5.
6. Level 5 Upgrade
Level 5 upgrade is N40,000 as usual you will trasfer the money to your pairs and get N80,000 in return from the members that will be paired with you to pay you. Level 5 last for 10 days which.
7. Level 6 Upgrade
Level 6 is the final level and the highest level
On this level. You will have to pay N80,000 to to your pairs to upgrade to this level. You will get paid N120,000 in a period of 10 days.
And you pay Naija Loan N10,000 for the processing fee.
Like I said earlier for every loan given by the referral you brought into your business you get a commission of 15%.
When your referral activates his account on Naija Loan with N1,000 you get N150 commission.
When the same member upgrades to Naija Loan Level 2 and give loan of N5,000, you get N750 commission.
When the same member upgrades to Naija Loan Level 3 with N10,000 you get N1500 commission and so on…
Naijaloan affiliate commission applies to every active that referrd at least a member that registers and activates with your referral link successfully.
<< Check them out here >>
Is Naija Loan A Legitimate Site To Make Money Online?
Obviously the activities and business of Naija Loan is purely legal.
Naija Loan has no over prices cost.
Naija Loan has no trace of cunning attributes to ripoffs members money.
Is Naija Loan A Ponzi Scheme?
Yes!
A ponzi scheme is any platform of similar nature where no buy and selling of product or service take place but on the contrary pairs members to members for payments with out rendering any service.
Take note that when you join early in ponzi schemes, you stand a better chance of making some free money before it crashes,, because one day it will crash.
I want to thank you for coming this far with me I assure you that joining Naija Loan today is a very good decision you make to help yourself this year.
Naija Loan is fresh, if you start today and it crashes in 12 months time you are still in profit.
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To Your Success.
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